Financial pressures during the recent downward turn in the economy have made downsizing a necessity for almost everyone. Although people are resistant to change, the following common sense tips can save the average consumer a few hundred dollars a month.

Cancel the hundred plus cable or satellite channels no one, even the unemployed, will ever have time to watch, and switch to free broadcast television. Newer model TV’s are already equipped for this type of reception, but older models require a converter box. A one-time outlay of forty dollars is less than the cost of one month of expensive pay TV. An antenna will give better reception, but rabbit ears work just fine. 

Disconnect the landline phone. With the advent of cell phones, home phones are becoming obsolete anyway. Then, turn that high-priced cell in for a prepaid phone. A little under fifty dollars a month buys unlimited calls, texting, and internet. Set it up on automatic refill and call friends to tell them what a sweet deal it is. 

Finally, a money saver that is good for the heart, as well as the pocketbook. A couple can save fifty percent if they order one meal and split it. Many of the medium priced restaurants put too much on the plate, so two can eat as cheaply as one in the right places. Another thing to consider when dining out, do lunch instead of dinner. Lunch prices are several dollars less. Becoming financially savvy is a game anyone can play.

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